On Tuesday I went to court. It was small claims court and I was suing my former landlord. Without getting too deep into details she acted super sketch to avoid a move out inspection and then without communicating with me at all said I owed an exorbitant amount of money in damages. I questioned this and she sent me to collections. There was no communication or response until a lovely woman (sarcasm) called me from a super low budget sketch collection agency.
I quickly found out that sending someone to collections is a total bully move. It doesn't matter if the debt is valid or is being disputed once you're in collections the option are to pay within 30 days so it is not reported on your credit score or refuse to pay and take a heavy hit to your credit score and continue to be harrassed by the collection agents until you actually do pay. Either way you're totally bullied into paying. It's awful.
So I sued her for the amount I was unjustly forced into paying. It was a really interestin experience. The judge was a spitfire named Judge Judy and she forced all the litigants to leave the court room and discuss settlements. I hate direct confrontation and I was confronted by the owner and her property manager. Initially they did not want to discuss a settlement and tried to convince me that I had no case. They barely let me speak and dismissed everything I had to say. However, after seeing how prepared I was and the documentation I had they started to discuss settlement. I stated I would be willing to split the difference. At the time it felt fair and I felt like I was being the bigger person.